Commercial Lending Screening
Checkpoint Screening is the premier commercial lending background screening provider. Lenders across the country trust Checkpoint to provide high quality screening reports as part of their lending approval process. We use only premium data from trusted sources. Every report undergoes a thorough accuracy review using expert analysis.
Through our many years of experience working with commercial lending customers, we know exactly what lenders need for a comprehensive evaluation of a commercial loan applicant. Checkpoint has created a unique screening report specifically designed for commercial real estate lending purposes. The report is clear, easy to read, and can be accessed online 24/7. We also offer the ability to create a customized report package at no additional cost.
Let us help you minimize your lending risk while fulfilling all due diligence requirements.
Through our many years of experience working with commercial lending customers, we know exactly what lenders need for a comprehensive evaluation of a commercial loan applicant. Checkpoint has created a unique screening report specifically designed for commercial real estate lending purposes. The report is clear, easy to read, and can be accessed online 24/7. We also offer the ability to create a customized report package at no additional cost.
Let us help you minimize your lending risk while fulfilling all due diligence requirements.
Our standard Commercial Lending Report includes:
- A tri-merge credit report with score: The credit information collected from the three national credit bureaus is combined into a single report.
- Social security number verification with residential history report: We validate the provided social security number and report alias names and past address history. When combined with a criminal record search we are able to expand the search scope to include addresses and/or names that were not supplied by your applicant.
- National criminal and sex offender records database search: This is a wide reaching search of criminal record and sex offender information compiled from multiple local, state, and federal level agencies.
- Global security watchlist database search: A search of a database sourced from multiple federal and international governmental agencies for records related to terrorist activities, money laundering, illegal imports, violations of banking regulations, fraud, etc.
- County level criminal court records search: This is the most up to date information available. We send a professional court records researcher in person to the county courthouse to search for records related to your applicant. This is the most up to date information available. This is also the only way to report records for pending criminal cases not yet fully adjudicated.
- Federal level criminal court records database search: We search federal district courts for records that fall under federal jurisdiction. This could include certain types of fraud, crimes on federal property, crimes committed across state lines, etc.
- County level civil court records search: We send a professional court records researcher to the county courthouse to search for civil court records related to your applicant which can include claims for unpaid balances and contract disputes.
- Federal level civil court records database search: We search federal district courts for civil court records that fall under federal jurisdiction. These are typically very high dollar claims.
- Bankruptcy, lien, and judgment search: We search for lien, civil judgment, and bankruptcy records associated with your applicant. If records are found we provide a detailed report including docket number and county, filing type, and release date (if applicable).